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Quantitative question

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Because nonstationarity or heteroskedasticity would negatively affect use of the AR(1) model, Reyes asks the students to test for the presence of each. Results of the unit root test for nonstationarity and of a test for the presence of heteroskedasticity are reported in Exhibit 5.

Exhibit 5
Unit Root Test for Nonstationarity and the Test for
Heteroskedasticity
Unit root test statistic                         – 18.7402

Unit root test critical value at the              –2.89
5% level of significance
 

Heteroskedasticity test statistic            2.016733
Heteroskedasticity test critical value at
the 5% level of significance                         1.96

Based on the results reported in Exhibit 5, the AR(1) model is best described as having:
1)reliable standard errors.
2)heteroskedasticity in the error term variance.
3)a unit root.

The correct answer is 2) 

Explanation :

Because the unit root test statistic (–18.7402) is smaller than the critical value (–2.89), the AR(1) model does not exhibit a unit root. The test for heteroskedasticity, however, suggests that the error term variances are heteroskedastic. The heteroskedasticity test statistic (2.016733) is greater than the critical value (1.96). A more sophisticated approach, such as generalized least squares, is needed.

My question is because the unit root test statistic (–18.7402) is smaller than the critical value (–2.89), should we reject the hypothesis and exhibit a unit root instead of the explanation above? I am just confused here. Is it because it is a one tail-test ? We need to have a value over critical value as opposed to be less than it?

Thanks, 


Macro relationships

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Hi all,

Why are real default-free interest rates are positively related to the expected volatility of GDP growth?

ty!!

Inter Temporal Rate of Sub and Default free rate

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When the Inter Temporal rate is high and the price of the bond is low-> return is high and so the inter temporal rate is directly proportional to the default free rate. How is it indirectly proportional as stated in the book?

Equity - Market based valuation - Example 12: valuation relative to the market

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In the first solution how is stock C undervalued when compared to S&P500. Can someone clarify in easy terms what the curriculum is stating

Multifactor models question

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Hi all, can you please help me out with this EOQ question?

Eileen Bates, CFA has collected information on the following three portfolios:

Portfolio // Expected Return // Factor Sensitivity
A // 10% // 1.20
B // 20% // 2.00
C // 13% // 1.76

(Note: I can’t find a way to insert tables, the above means that Portfolio A has expected return of 10% and factor sensitivity of 1.2)

An arbitrage strategy would most likely involve a short position in which portfolio?
A. Portfolio A
B. Portfolio B
C. Portfolio C

Based on the answer, it is long 30% A, long 70% B and short 100% C. While I can understand this, I am puzzled as to how these numbers came about. Would it be just purely trial and error? If so, wouldn’t this take up a huge amount of time? Any shortcuts here?

Thank you.

understate - overstate (am I totally dumb???) please look at this question

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I’M QUOTING FROM FRA CFAI TOPIC TEST TREADWAY:

The question:

If Treadway’s belief about management’s motivation behind the 2014 treatment of the Broadcast licenses is correct, compared to the actual economic results in 2015, her original 2015 analysis would most likely have:

A. understated fixed asset turnover

B. understated ROA

C. overstated net profit margin

Correct answer is C.

The story behind:

broadcast licences were written down in 2014, and the analyst (Treadway) beleives this was a way of management to manipulate earnings.

What I don’t understand:

Licences were written down in 2014 ==> amortization cost was lower in 2015 ==> net profit margin was higher in 2015 based on actual economic results.

But if the analyst reverses this ==> net profit in 2015 would have been lower (based on his calculations).

So the analyst would understate and not overstate profit margin.

Financial reporting

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After having reviewed FRA I did the CFAI topic tests and the Schweser volume I. practice questions for this topic. My average score was 58%.

Then I reviewed FRA once again, his time from the curriculum, meticulously going through each blue box example and each EOC. It took me weeks. Weeks!!!

I did the a.m. practice questions for a second time and my average score was 60%.

I give up FRA.

It used to be one of my strongest topics in LI.

Mock scores when you first started L2

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I like to take a mock exam with zero prep whatsoever when given a new challenge, just to see where I stand and what my weak areas are.

I’ve faced a lot of exams where I came in behind the 8ball. Would like to hear from people who passed L2 (or are about to pass L2 because they’re trending over 70% on their mocks) where were your scores at when you first started studying?


Mock exams

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Does anybody know where to get more mock exams… in particular CFAI mocks for level II?  It looks like the CFAI website only provides one AM and one PM.  If I recall correctly, for Level I they provided several and I found these to be by far the best way to study… 

Industry and company analysis

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Hi,

Do we really need to do the BB examples for industry and company analysis? While the chapter seems fairly easy, the BBs are crazy lengthy and time consuming! 

What do you guys suggest? 

Confusion - Help!

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Guys i am facing a confusion in Residual Income Topic:

For the case where Residual Income Declines to Long run Level in mature industry, CFAI & Scheweser are going in different directions:

According to CFAI formula for continuing Residual Income is :  (Pt−Bt)/(1+r)^T

However, Scheweser says: (Pt - Bt) + RIt / 1 + r

Can any please explain the difference? And what is the correct approach?

Example 3 in Reading 13 Forward Rates and the Mark-to-Market of Forward positions

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Hi everyone,

the wording in the following question throws me off a bit and I am wondering if the question is ambiguous or if I am not aware of some common wording practice when it comes to exchange rates. In the question we are provided with the following information:

Six months ago, a dealer sold CHF 1 million forward against the GBP for a 180-day term at an all-in rate of 1.4850 (CHF/GBP). Today, the dealer wants to roll this position forward for another six months (i.e., the dealer will use an FX swap to roll the position forward). The following are the current spot rate and forward points being quoted for the CHF/GBP currency pair:

Spot rate (CHF/GBP)1.4939/1.4941

Six month–56.5/–54.0

One of the questions is (note, I added the 1st and 2nd brackets for clarity):

The all-in rate that the dealer (1st) will be quoted today by another dealer (2nd) to sell the CHF six months forward against the GBP is closest to:

1.48825.

1.48835.

1.48860.

The answer is:

C is correct. The dealer (2nd???) will sell CHF against the GBP, which is equivalent to buying GBP (the base currency) against the CHF. Hence the offer side of the market will be used for forward points, and because this is a FX swap, the mid-market on the spot quote will be used. Hence the all-in forward price will be 1.4940 + (–54.0/10,000) = 1.48860.

My problem is, that every time I read the question my interpretation changes. Is the question either:

a) at what rate can we sell CHF to 1st dealer??

or 

b) at what rate does the 1st dealer sell CHF?

The answer implies in my understanding interpretation a). But to me it seems ambiguous, that is, I could have also gone with interpretation b) instead. 

Would you agree that this is ambiguous or am I missing something that clearly indicates that interpretation a) is the only one possible.

Thank you,

Tartaglia

I am not getting around this concept

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If the stock market is overvalued, an asset that appears to be fairly or even undervalued in relation to an equity index may also be overvalued.

Regarding "Poison Put" (Chapter: M&A -- Subject -- Corporate Finance)

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Why do target company bonholders NOT prefer a hostile takeover? 

Poison put states that “When a company is been taken over by acquirier by way of a hostile takeover the bondholders can demand immediate repayment of their principal”

What I dont understand is that why do bondholders want their money back?

Regards,

GC

Diluted or Basic EPS for P/E-ratios?

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Hi,

If a question gives both diluted and basic EPS and my task is to find the P/E-ratio. Should I use the Diluted EPS or the Basic EPS?

Thanks for the help!


Curriculum updates / Practice Exams

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Hi all,

I am returning CFA Level 2 candidate, having narrowly missed out last year. I am using the same Schweser textbooks from last year.. and have been through the curriculum changes.

Glad to see 11 readings dropped and 7 added for this year. However, I don’t want to repurchase the expensive Schweser notes at $300 so I am using the CFA ebook for the new material whilst re-reading my old books for everything else.

I’m trying to find a good source where I can ONLY buy the practice exams. The websites I’ve checked only offer them as part of a wider package.

Is there a good reputable site that I can use to get practice exams that you would recommend? Also do you think my strategy above should be fine for the exam?

Appreciate your feedback.

Forgotten Level 1 Material?! Help!

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Hi Everyone!!

Just a little worry of mine that I need to address. 

So I passed level 1 December 2016 on my first try (Yay!) but am planning on writing level 2 in June of 2018. Due to the gap of time, I’m getting worried about forgetting level 1 material and struggling on level 2. I did fairly well on level 1, and come from an economics and finance background with a bit of accounting, but I’m still concerned that the more intricate parts of level 1 will need to be re-learned.

If anyone has had a similar experience or if you have any tips on overcoming this big gap of time please let me know what my best bet is with getting ready for level 2.

Thank you,

Lucas

Just found Mark Meldrum on Youtube. Any of you used him for L2?

Credit Analysis Models

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Would we be required to calculate N(-d1) , N(-d2), N(-e1), N(-e2) from values in normal distribution table?  

How does adding cash affect information ratio?

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Its stated in a Schweser that adding cash to a portfolio causes the Information ratio to fall? Can anyone please explain how this is so? How does adding cash affect the active risk and active Return?

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